Everyday Banking

Simple, straightforward banking services designed around your life and financial aspirations. Everything you need, right at your fingertips.

Business Growth

Tailored financial products and support to help your business thrive. From startup funding to expansion capital, we've got you covered.

Corporate Solutions

Advanced financial tools and services for organizations looking to optimize their treasury management and payment operations.

Borrowing Made Easy

Access credit on your terms with competitive rates and flexible repayment options that fit your financial situation.

Modern banking that works for you

This Is FIRST CHOICE RESERVE

We started with a simple belief: banking should work for people, not the other way around. What began as a fresh approach to saving has grown into a fully licensed financial institution that puts you first.

At FIRST CHOICE RESERVE, we're building more than just a bank—we're creating a financial partner you can count on. Our tools help you understand your money better, save smarter, and make financial decisions with confidence, all while keeping things simple and secure.

We exist to provide a safe, reliable, and innovative banking experience. Our focus is on delivering straightforward financial services that help you manage your money better, with technology that works seamlessly in the background.

We're constantly evolving to meet the changing needs of our customers. Our goal is to become the go-to banking partner for anyone looking for a modern, transparent, and customer-focused financial experience.

What Makes Us Different

We're building banking you'll actually enjoy using

Pay Your Way

Choose from multiple payment options including cards, bank transfers, and digital currencies—whatever works best for you.

Truly Global

Serve customers, pay suppliers, and receive payments from virtually anywhere in the world with our extensive network.

Fair & Transparent

No hidden fees, no surprises. We believe in clear pricing that makes sense for your business or personal banking needs.

Security First

Your money and information are protected by industry-leading security measures designed to keep your finances safe.

Built to Protect

From encryption to monitoring, we've implemented multiple layers of security to safeguard your transactions and data.

Here When You Need Us

Real support from real people, available around the clock to help you with questions or concerns.

Grow Your Money With Us

Competitive rates that help your savings work harder

Personal Savings
Great for Starters

2%MONTHLY INTEREST

  • Minimum to StartUSD 1,000
  • Interest PaidEvery Month
  • Access Your MoneyWhen You Need It
  • CompoundingMonthly Growth
Start Saving Now
Business Investment
For Serious Growth

3%MONTHLY INTEREST

  • Minimum InvestmentUSD 10,000
  • Interest PaidEvery Month
  • Investment TermFixed Period
  • CompoundingMonthly Growth
Invest for Returns

Our Story in Numbers

Years of helping people and businesses achieve their financial goals

70,000+

Happy Customers

10+

Years in Business

15+

Awards & Recognition

180+

Countries Reached

How We Got Here

We began with a simple observation: too many people were being left behind by traditional banking. So in 2012, we started FIRST CHOICE RESERVE with the goal of making financial services more accessible to everyone.

What started as a small operation helping local entrepreneurs has grown into a comprehensive financial services provider. Along the way, we've added new products, embraced new technologies, and expanded our reach—but our core mission has remained the same: to provide banking that actually works for people.

Today, we offer everything from everyday banking to investment products, all built on the same foundation of transparency, security, and customer focus that's guided us from day one.

Our journey from startup to established bank

Getting Started Is Easy

Join FIRST CHOICE RESERVE in just four simple steps

1
Sign Up Online

Fill out our simple registration form with your basic details—it only takes a few minutes.

2
Set Up Your Account

Complete your profile, choose your account settings, and get your account number.

3
Add Some Money

Make your first deposit using any of our convenient funding options.

4
Start Banking

You're all set! Start sending, receiving, saving, and managing your money.

What Our Customers Say

Don't just take our word for it—here's what people are saying

"Switching to FIRST CHOICE RESERVE was one of the best financial decisions I've made. Everything just works smoothly, and their customer service is actually helpful!"
Chloe Neil
Chloe Neil
Small Business Owner
"The low fees and easy international transfers have saved my business both time and money. Highly recommend for anyone doing business globally."
Kim Thompson
Kim Thompson
Freelance Consultant
"Finally a bank that gets it! The app is easy to use, deposits are quick, and their loan process was straightforward with no hidden surprises."
Kyle Waters
Kyle Waters
Long-term Customer

Questions You Might Have

Quick answers to common questions

We're a modern bank that operates primarily online, offering everything from everyday banking and savings to investments and loans—all with a focus on simplicity, security, and great customer service.

Just click the "Get Started" button and follow the prompts. You'll need some basic information about yourself, and we'll guide you through the rest. The whole process usually takes less than 10 minutes.

Once you're logged in, go to the "Deposit" section and choose your preferred method—bank transfer, card payment, or other available options. We'll show you exactly what to do next.

Most deposits appear right away, especially if you're using cards or digital payments. Bank transfers might take 1-2 business days depending on your bank and location.

Basic information about your business, some financial records, and identification. The exact requirements depend on the loan amount and your business type—we'll let you know exactly what we need when you apply.

We process international payments quickly once we receive your request. The total time depends on the receiving bank and country, but we work to make it as fast as possible.

It's your personal financial hub with us—a place to keep your money, make payments, receive funds, save for goals, and access other financial services, all managed through our secure online platform.

Most customers have one personal account. If you have specific business needs, we can discuss additional accounts—just get in touch and we'll find the right solution for you.

Ready to Get Started?

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Let's Find the Right Solution for You

Whether you're looking for everyday banking, business solutions, or investment opportunities, we're here to help.

Open Your Account
Where to Find Us
Tokyo, Japan

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